At MCB, we pride ourselves in taking care of each and every customer. That's why we offer a variety of checking accounts for every stage of your life.
MCB Regular Checking
A low cost checking account.
- No Minimum Balance Requirement
- Unlimited Check Writing
- Free Debit Card
- Free Online Banking
- No Monthly Service Charge
- Free Image Statements
MCB NOW Account
An interest bearing checking account with a low minimum balance.
- The minimum balance required to open this account is $500.00
- $500.00 minimum daily balance is required to obtain the disclosed annual percentage yield. If your balance falls below $500.00 on any given day in the statement cycle your account will be subject to a $3.00 service charge* for that statement cycle. The interest is calculated by the daily balance computation method** and credited into the account monthly.
- Unlimited Check Writing
- Free Debit Card
- Free Online Banking
- Free Image Statements
- Rates are tiered based on the following balances
- $500.00 - $24,999.99
- $25,000.00 - $74,999.99
- $75,000.00 and above
* Fees may reduce earnings. Please contact a Personal Banker for current tier and rate information.
** Daily Balance Computation Method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.
Accrual of interest on noncash deposits – Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.
If you close your account before interest is paid, you will not receive the accrued interest.
MCB A+ Checking Account
An account for enrolled Students.
- No Minimum Balance Requirement
- No Monthly Service Charge
- Unlimited Check Writing
- Free First Box of Checks
- $5.00 Chamber Bonus Bucks
- Free Debit Card
- Free Online Banking
- Free Image Statements
Senior Citizen Checking
A checking account for our customers 65 years of age or better.
- No Minimum Balance Requirement
- No Monthly Service Charge
- Unlimited Check Writing
- Free Debit Card
- Free Online Banking
- Free Image Statements
