Personal Banking

Many people only think of banks in terms of the services that they provide. Perhaps the most valuable service a bank has to offer its customers is the benefit of its knowledge and experience in money management matters, that's why we call it personal banking. At MCB we pride ourselves in taking care of each and every customer by offering accounts for every stage of your life.

From specialty checking accounts, to savings options, to loan services, MCB provides the service and expertise you expect in handling all your banking needs.

Checking

At MCB, we pride ourselves in taking care of each and every customer. That's why we offer a variety of checking accounts for every stage of your life.

  MCB Regular Checking MCB NOW Account
Description A low cost checking account. An interest bearing checking account with a low minimum balance.
Minimum Balance to Open $0 $500
Monthly Service Charge $0 $500.00 minimum daily balance is required to obtain the disclosed annual percentage yield.  If your balance falls below $500.00 on any given day in the statement cycle your account will be subject to a $3.00 service charge1 for that statement cycle. The interest is calculated by the daily balance computation method2 and compounded and credited into the account monthly.
Rates NA

Rates are tiered based on the following balances

$500.00 -$24,999.99
$25,000.00-$74,999.99
$75,000.00 and above

Features

Unlimited Check Writing

Debit Card

Online Banking

Image Statements

Mobile Banking

E-Statements

Unlimited Check Writing

Debit Card

Online Banking

Image Statements

Mobile Banking

E-Statements


1 Fees may reduce earnings.  Please contact a Personal Banker for current tier and rate information.

2 Daily Balance Computation Method - Interest is calculated by the daily balance method which applies a daily periodic rate to the balance in the account each day.

Accrual of interest on noncash deposits – Interest will begin to accrue on the business day you deposit noncash items (for example, checks) into your account.

If you close your account before interest is paid, you will not receive the accrued interest.

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