Additional Services

Chip Cards


Online Banking & E-Statements


Coming home from work and MCB is closed? No problem! Transfer funds, make loan payments/advances, or just check your account balances all from the comfort of home. With just a few short steps to protect your financial information from the outside world, you can access your records 24 hours a day, 7 days a week.

With E-Statements you get your monthly statements immediately- no need to wait for the mail!

Yep, banking just got easier!

Bill Pay


Your savings will really add up. With the increasing costs of postage, envelopes, and checks, using FREE Online Bill Pay has been mathematically proven to not only free up time in your day, but also money in your wallet. Use Online Bill Pay today, and start calculating the savings. 

  • Pay any bill, anytime.
  • Schedule one-time or recurring payments in advance.
  • Control when and how much you pay. 
  • Be assured that your payments will arrive on time. 


So how do you start saving money? Just log-in to your online banking account, click on the Bill Pay tab at the top of the screen, and follow the 3 Easy Steps. We can hear the extra jingle in your pocket already!

Bill pay circled


Mobile Banking


Finances at your fingertips! With mobile banking you can take MCB wherever you go. Download the TouchBanking App for Apple or Android today.


  • Instant Account Access - Anytime, Anywhere
  • No Smartphone? No problem! Take advantage of our Text Banking option
  • Check Account Balances, View Transaction History, and Transfer Funds Between Accounts
  • Easily, Quickly, Securely

TouchBanking™ powered by Fiserv.

Check Ordering


Check ordering has never been easier! Here at MCB we offer checks from Harland Clarke. Just select the company link below. Never ordered checks before?
Just click the link to get started!


Direct Deposit


If you want to make sure your pay check or government payments make it to your account on time, you can have them directly deposited to your account at McIntosh County Bank.

  • Our routing number is 091307275

ABC Plan


Hate paying overdraft fees? With MCB’s Automatic Bank Credit Plan you won’t have to! If you write checks for an amount that is more than what you have in your account, the ABC Plan will automatically make an advance to cover the checks you have written.

Contact the bank to inquire about the terms of this service or to set up an ABC Plan Account.

Safe Deposit Boxes


It's a good feeling knowing that you can protect your valuables for only pennies a day. At MCB we offer a variety of sizes of safe deposit boxes. All items stored in safe deposit are confidential. No one can open your safe deposit box unless you are present. For peace of mind, contact the bank to inquire about the costs of renting a safe deposit box.

Night Depository


If you have trouble making it to the bank during working hours, you can make deposits at one of our night depositories:

Ashley Branch:  Located on the east side of the building

Zeeland Branch:  Located inside the bank entryway

Sunshine Club


MCB Sunshine Club

McIntosh County Bank has exclusive perks and benefits for customers 55 years and better.  The Sunshine Club is specifically designed for very important people - like you!  It would be our honor to invite you to become a member of our Sunshine Club.


  • FREE Check blanks
  • FREE Money Orders and Cashier's Checks
  • 10 free copies per month
  • FREE Checkbook balancing (by appointment)
  • Special activities, luncheons, or event held periodically


All you need to be eligible is to maintain one of the following relationships with MCB:

  • $1,000 in savings or a NOW checking account
  • $5,000 in certificates of deposit

Youth Program


Join MCB’s School of Savers club today and join in on the fun! Club membership includes many special items and perks for kids ages 0-12 including:

  • Membership card
  • Piggy bank at account opening
  • Savings passbook
  • Birthday card and gift bag full of goodies

Don't forget to visit our bank lobby to see Flounder and all his friends in our 55-gallon aquarium!!

Debit Cards


MCB’s Visa debit card allows you to access your checking account at any merchant that accepts Visa, one of the world’s most widely recognized card companies. You no longer need to carry a bulky check book or worry if a check will be accepted. Our debit card is quicker and safer than writing checks- it doesn’t get any simpler than that! Take advantage of:

  • Worldwide acceptance – Your Visa debit card works at millions of places that accept Visa debit cards.
  • No interest is charged – When you use your card to make a purchase, the money comes directly from your checking account.
  • Convenient for joint accounts – You don’t have to share a check book to make purchases. Each of you can have a Visa check card that accesses the same account.
  • Easy financial control – Keep track of purchases with no hassles or worries.
  • Maximum protection – If your card is ever lost or stolen, Visa’s Zero Liability policy* means you won’t pay for any unauthorized purchases.

*U.S.-issued cards only. Visa’s Zero Liability policy does not apply to commercial card or ATM transactions, or to PIN transactions not processed by Visa. See your Cardholder Agreement for more details.

Credit Cards


When you use MCB’s Visa credit card, you can enjoy the world’s most respected credit card and deal with the people you know and trust. We don’t charge you an annual fee or high interest rates like a lot of larger banks do. We take the hassle out of your finances!

  • No Annual Fee
  • Accepted through millions of merchants worldwide
  • Payments can be made at our bank, online or by mail
  • Manage your account online at

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